Update on SAVE forebearance re PSLF

I just spoke with Mohela. Here is what I was told:

  1. They are NOT processing ANY IDR requests or changes at this time. period.
  2. The only payment plans that you can enroll in now is the 10-YEAR standard payment plan. period.

This means...

IF you are on SAVE (like most of us) and have therefore been put on forebearance, the ONLY way to have your payments count toward PSLF at this time is to switch to the 10-year Standard payment plan. There IS NO OTHER IDR OPTION at this time as Mohela is not processing ANY IDR applications/switches at this time until there is more clarity on this injunction.

Note that the DOEd has implemented a special BUYBACK plan that allows you to make IDR payments RETROACTIVELY once you reach 120 months of eligible employment provided that those months you didn't pay were in forebearance. Federal Student Aid Buyback Process