Buying all cash in today's market

So I talked to my commercial loan broker. I can borrow at 7.25% at 30yr.

Paying cash vs taking a loan for that amount...that's a pretty good return on money.

Also, if cap rate is 6%, RE return is 3% you're making 9% a year. That's almost good as stock market at 9-10% and there are also tax benefits to taking out your money.

If you end up needing the cash just refinance. Or if rates go sufficiently low.

Thought this?